About the IRA
Don’t get too upset when you can’t afford a Roth IRA right now. You might simply want to check out the other types of IRA that are out there. Yes, that’s right. There’s more than just the famous Roth IRA. People might not talk about the other IRAs that often but they are out there. However, really poor people who never have any spare money, will not find an IRA. If you can only spare one dollar a month, there’ll be nothing you can do. You might want to open a normal savings account and see what you can put on it but with such irregular and small payments, an IRA will sadly be out of your reach. It seems, like many things on this planet are only there for people who earn a decent income. I think, we also need to find a good solution for people with very little money.